Welcome to Brightside Insurance Agency.
 
What We Do:
We are a full service  Insurance Brokerage solving Insurance problems for individuals and small businesses  since 1988.

 

Enrolled in Medicare or turning 65 soon?

If you are turning 65 soon, it is time to look at all the programs that can make Medicare better and reduce the over all costs of your health care

 
If you are currently enrolled in Medicare there are many programs, some of them free, that will reduce your health care expenses.

Confused about your Medicare choices? MA, PD, MAPD, PFFS, PPO, HMO. We can help explain your options in a sometimes confusing arena.

 
 
Why Life Insurance is the ideal savings vehicle
  • Cash values grow tax deferred
  • Unlike IRA's, money can be withdrawn at anytime without incurring a tax penalty.
  • Cash deposited over the required premiums are not sublect to fees or charges.
  • Interest rates and yields are much higher than traditional savings accounts
  • Cash values are liquid, usually a check is sent within 4 days of request.
For assistance or more information and a personalized quote please call us a 866-422-5425.

 
Concerned about Long Term Care Insurance?

One of the complaints we hear about LTC policies is that if you never use it, all the premiums are wasted.
 
"Consider Life Insurance with a Long Term Care Rider".

The death benefit can also be used to pay long term care expenses. If you never need long term care, then the death benefit is passed on to your loved ones whole. If you do need assisted living, then your death benefit can be used to pay for assisted living services and the remainder goes to your heirs.

2015 HSA Limits Announced
The IRS recently announced financial limits for 2015 that affect health savings accounts (HSAs) contributions as well as qualifying deductible amounts on High Deductible Health Plans (HDHPs) associated with them. HSAs are tax-exempt accounts that help people save money for eligible medical expenses.

To qualify for an HSA, the policyholder must be:
  • Enrolled in an HSA-compatible HDHP (High Deductible Health Insurance Plan);
  • Cannot be covered by other non-HDHP health insurance or Medicare         
  • Cannot be claimed as a dependent on someone else’s tax return.
 
Maximum HSA contribution for 2015 are:
  • Individuals (self-only coverage): $3,350
  • Family coverage: $6,650
  • Minimum annual HDHP deductible:
  • Individuals (self-only coverage): $1,300
  • Family coverage: $2,600
  • Maximum annual HDHP out-of-pocket:
  • Individuals (self-only coverage): $6,450
  • Family coverage: $12,900
 
 
 
                    
 

 

 

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